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Cash, Credit, or…Loyalty Points?

Cash, Credit, or…Loyalty Points?

Could American Express be thinking outside the payments box…seemingly, way outside the payments box? It looks like this may be the case. Cardnotpresent.com reported earlier this week that the U.S. Patent and Trademark Office had recently published a patent application...
Facebook to Go ‘Apple-Picking’?

Facebook to Go ‘Apple-Picking’?

Apple Pay has been making inroads in the traditional payments landscape, but now it could grab a “bite” elsewhere. During a call last week to discuss his company’s quarterly earnings for the last quarter of 2015, Facebook CEO Mark Zuckerberg said the social media...

Does Apple Care About NFC Penetration?

The fact that U.S. infrastructure is underdeveloped from an NFC standpoint may be exactly what makes the market appealing to Apple. It allows Apple to become a dominant player in in-app payments first: Apple already benefits greatly from an app-centric mobile commerce...

Should Apple Have Launched Apple Pay Somewhere Else?

Some are arguing that Apple Pay should have launched in Canada first. While I don’t think that would have gotten Apple the kind of splash they were looking for, the idea has a lot of merit in both a practical and consumer sense. In fact, they could also do very well...