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How Apple Killed the Digital Wallet

After years of watching quietly while Bling Nation, Google, Isis/Softcard, PayPal and others tried and failed to popularize the digital wallet, Apple finally launched its product in October. What’s the impact? The concept of the digital wallet is now dead, and it’s...

Does Apple Care About NFC Penetration?

The fact that U.S. infrastructure is underdeveloped from an NFC standpoint may be exactly what makes the market appealing to Apple. It allows Apple to become a dominant player in in-app payments first: Apple already benefits greatly from an app-centric mobile commerce...

EMV Transition Won’t Stick To Schedule, Analyst Says

The United Kingdom, for example, took 10 years to reach 80% EMV penetration, Todd Ablowitz, president of Double Diamond Group, said during a panel discussion at the Southeast Acquirers Association annual conference. “This is Act 1 of a 31-act play,” Ablowitz declared....